Annuities And Guaranteed Income For Life Articles
Guaranteed Income For Life With Annuities: An Explanation Part 1
“Would you rather be rich, or would you want to make absolutely sure you’ll never be poor?” Retirement is looming and many people are concerned about the distinct possibility of outliving their retirement savings. Long gone are the days of the pension to guarantee you income for life. In its place is social security, and some people are surviving on it, but they certainly aren’t thriving.(Continue to Article)
Guaranteed Income For Life With Annuities: An Explanation Part 2
I don’t think I’d go as far as to say that annuities have downsides. There are however certain features that people should be aware of before making the decision to purchase. In this article, we give an in depth explanation of all those “drawback” features and how to plan for them accordingly.(Continue to Article)
Tax Free Retirement Articles
Get Tax Free Money And Pay Off Your Home With Life Insurance
You may already know that life insurance can pay off your home and fund your children’s college costs. Of course you know it comes with a competitive cash growth account on par with 401ks, IRAS, mutual funds etc., that grows tax deferred with tax free distributions. You might even understand that if you became disabled, it keeps making contributions to your cash savings account…
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Indexed Universal Life Insurance; Comprehensive Guide Part 1
Before we get into the great benefits an IUL provides, let’s talk about some of the drawbacks of traditional retirement plans. 401ks and IRAs are in the stock market and have tax liability. Lets go in depth as to what kind of risk that really means for the end consumer and how Indexed Universal Life Insurance is more suitable. (Continue to Article)
Indexed Universal Life Insurance: Comprehensive Guide Part 2
Up to this point, IUls are sounding quite rosy, and that’s because they are. However, there are certain features that people should be aware of before purchasing an IUL. In this article, we’ll go over everything the consumer needs to know and how to plan accordingly with these kinds of plans.(Continue to Article)
Life Insurance Articles
Term Life vs Permanent Life Insurance
When it comes to buying life insurance, you have two options, term life and permanent life. Many people wonder what the differences are and what life insurance they should select. What it comes down to is personal wants, needs, and sometimes risk tolerance. It’s no easy decision to make, but the best place to start is with what you actually need. Once we figure that out, it’s a matter of matching your needs with the right plan. (Continue reading here.)
Get Paid $$$ With Our Term Life Insurance Policy If You Outlive It
97% of People Outlive Term Life Insurance Policies
So there’s a very small chance that your term life insurance policy will ever be used. In other words, there’s a 97% chance that you are throwing money down the toilet. Sure, you get the peace of mind, but wouldn’t it be great to get that peace of mind, and not throw away money?..(continue to Article)
How to Get Life Insurance Money Without Anyone Dying
We’ve all heard of mortgage protection and final expense, two very popular terms to describe life insurance. It is understood that the main purpose of life insurance is to pay for a burial when the insured passes away. It’s also very effective at paying off bills and providing replacement income for survivors. Some people even understand that life insurance has a saving’s component, but most don’t truly understand just how that works…Click Here to Read More.
Do I need Life Insurance?
“Do I Really Need Life Insurance?” Well, you certainly don’t NEED tax free income, guaranteed income for life, that keeps making contributions to your retirement account and pays you a monthly income if you become disabled. Not to be outdone by the death benefit you and your beneficiaries can use during your lifetime. It would certainly be nice to have something like that though.
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All About Life Insurance and Its Various Forms
Life Insurance comes in many forms, including Term Life, Universal Life, Indexed Universal Life, Guaranteed Universal Life, and Whole Life.(Continue to Article)
How To Pick The Best Life Insurance Carrier
With so many life insurance carriers out there, what’s the difference between them all? For the most part, life insurance is life insurance. It’s there to cover your burial and other expenses you don’t want to leave behind.(Continue to Article)
Using Permanent Life Insurance to Pay For College
Many people opt for the 529 plans to save up and pay college costs for their kids and grandchildren. However, life insurance might be the better option once you consider the facts.(Continue to Article)
Plan Rider Examples and How They Add Value To Your Life Insurance Policy
Riders are options that can be selected for a life insurance policy. It’s akin to adding toppings to a pizza. Riders can change the plan from a mere death benefit, to something that really booms.(Continue to Article)
How Long Does It Really Take For Beneficiaries to Receive Life Insurance Proceeds After an Insured Dies?
I had a conversation about the length of time it takes for a survivor to receive payment after the insured dies. The person I spoke with had a situation where it took months to receive payment from the insurance company after the insured passed away. Another person chimed in and stated that many life insurance companies only cover specific kinds of death. These people had lost all faith in Life insurance. I had to clear this up…Click to read more
What is The Best Insurance Type For Your Age Group? It Depends.
The kind of life insurance available to you depends on your age among other factors. A 30 year old is at a very different place in life than a 65 year old, for instance. Some people are looking to use life insurance for the savings component as well as the death benefit. Others need it to cover a burial, and maybe can’t afford the sky high premiums for a big permanent life insurance plan. The point is, age plays a big factor on the kind of life insurance you should buy for yourself…Click to read more.
Blue Crush Insurance
